Rochester Homes under $400,000

Welcome to Rochester, New York – a city where rich history meets modern living, all nestled along the shores of Lake Ontario. Known for its vibrant arts scene, diverse neighborhoods, and welcoming community, Rochester offers an array of opportunities for families, young professionals, and retirees alike. With its beautiful parks, renowned museums, and a lively downtown area, it's no wonder that Rochester is often regarded as one of the best places to live in New York State.

For those looking to make a home in this charming city without breaking the bank, you’ll be pleased to discover that Rochester boasts an impressive selection of homes priced under $400,000. Whether you’re searching for a cozy bungalow, a spacious family home, or a stylish townhouse, the options are plentiful and cater to various lifestyles and preferences.

Rochester's real estate market is not only accessible but also offers incredible value for your investment. Many homes in this price range come with desirable features such as updated kitchens, expansive backyards, and proximity to local amenities. With a strong sense of community and a wealth of recreational activities, living in Rochester means you can enjoy the perfect blend of urban convenience and suburban tranquility.

Explore the neighborhoods of Rochester, from the historic charm of Corn Hill to the vibrant spirit of the South Wedge, and discover why so many are choosing to call this city home. With homes under $400,000, your dream of owning a piece of Rochester is not just a possibility – it’s a reality waiting to be embraced!

Newest Rochester Homes under $400,000

$86,000

4 Beds ⋅ 2 Baths ⋅ R1719592 MLS

Bright, modern, and conveniently located—welcome to 18 6th Street! This 4-bedroom, 1.5-bath home features recent modern updates and plenty of windows that fill the space with natural light. Already featuring sizable bedrooms, opportunity lies to partially finish the basement for even more space! Its low-maintenance appeal makes it a great opportunity for owner-occupants or investors. Enjoy being within walking distance of the Rochester Public Market for fresh finds and weekend exploring. Just 4 minutes from the Inner Loop and 7 minutes from downtown Rochester making all of your favorite destinations easily accessible. No delayed negotiations.

18 6th Street, Rochester

$114,900

6 Beds ⋅ 2 Baths ⋅ R1719580 MLS

Add a fully occupied, income-producing duplex to your investment portfolio! 93 Herald Street offers two spacious 3-bedroom, 1-bath apartments generating a combined $2,295 per month and $27,540 in annual gross rental income. Major improvements include a new tear-off roof in 2026 and hot water tank in 2025. The lower unit rents for $1,220/month with a lease through 12/31/2027, while the upper unit rents for $1,075/month with a lease through 6/30/2027, providing immediate income with established tenants and leases already in place. The property offers approximately 1,750 square feet with a full basement, eat-in kitchens, some natural woodwork, mostly vinyl windows, a fully fenced backyard, rear deck, and detached 2-car garage providing additional parking and storage. Conveniently located near public transportation with easy access to Route 104, Hudson Avenue, Downtown Rochester, and surrounding amenities. With long-term tenants in place, significant recent capital improvements, annual gross rents of $27,540, and total property taxes of approximately $2,941, 93 Herald Street offers investors an attractive opportunity to acquire an established Rochester duplex with income from day one. Delayed Negotiations until Monday, 10/12 at 7:00 PM.

93 Herald Street, Rochester

$180,000

3 Beds ⋅ 2 Baths ⋅ R1718807 MLS

116 Woodbine Avenue, Rochester

$99,900

2 Beds ⋅ 1 Baths ⋅ R1717152 MLS

Make Public Market mornings part of your routine at 202 Pennsylvania Avenue! This extensively updated home combines fresh interior finishes with a detached garage and off street parking. A new front porch welcomes you inside, where matching new flooring creates a cohesive feel through the living spaces. The brand new kitchen features new cabinetry and fixtures, with an opening to the dining area that keeps the conversation flowing while you cook. A newly renovated bathroom, separate living and dining spaces, and an existing finished upper level add to the home’s appeal and flexibility. Exterior improvements include a roof replacement, new siding, and a new driveway, all completed last year per the seller. The basement has been cleaned and painted, while the detached garage offers additional parking and storage. Enjoy fresh produce, baked goods, and local vendors at nearby Rochester Public Market, then bring your finds home to enjoy in your new kitchen. Whether purchasing your first home or looking for an updated place of your own, this property offers an inviting opportunity for city living at an approachable price point. This is also an incredible opportunity to purchase an investment property for AirBNB or long term rental. Delayed negotiations until Tuesday, October 6, 2026 at 5pm.

202 Pennsylvania Avenue, Rochester

$259,900

2 Beds ⋅ 2 Baths ⋅ R1719157 MLS

Welcome to Brooks Court in Rochester's 19th Ward, walking distance to UR/Strong and Genesee Valley Park! Built in 2012 and featuring Woodstone Custom Home's exceptional quality and craftsmanship, this Berkshire plan offers a 1,200 SF ranch with 2 Bedrooms, 2 Full Baths and 2 Car Garage! A covered Front Porch welcomes you into the inviting Living Room with a Gas Fireplace and Dining area, overlooked by the Kitchen featuring Cardell maple cabinetry and included appliances! Attached to the Kitchen is the Laundry Room & Pantry. The Primary Bedroom Suite has a no-step shower with seat and a huge Walk-In Closet! Other features include Doyle Security System, Custom Blinds, and dry Basement ready for finishing! Professional landscaping pleasantly shapes the yard and provides privacy with a row of Blue Spruce, a Rear Patio and Fencing! Eligible for UR/Strong Home Ownership Incentive Program! Don't delay on this one! *OPEN HOUSE *SUNDAY 10/4 *11:30AM-1:00PM*

3 Brookscrest Way, Rochester

$229,888

4 Beds ⋅ 2 Baths ⋅ R1719038 MLS

EXTENSIVELY REMODELED 4-BEDROOM, 2-FULL-BATH SMART HOME WITH FULLY FINISHED ATTIC - 2108 SQ FT Bright Main Living Areas Feature Marble-Look Ceramic Tile, Recessed LED Lighting, And Modern Finishes — The Remodeled Kitchen Has Granite Countertops, Updated Cabinets, Electric Cooktop, Newer Refrigerator, Generous Storage, And A Breakfast/Bar Counter — Both Bathrooms Are Fully Remodeled — The Upstairs Spa-Style Bath Includes A Jetted Hydro-Massage System, Steam/Sauna Features, Built-In Audio — The Second Bath Has Marble-Look Tile, Glass Shower Enclosure, Modern Vanity, And Updated Fixtures — Smart-Home Features Include Phone Control For Compatible Lighting, Security/Alarm, Heating, TVs, And Other Connected Devices — Individual A/C Units Serve The Bedrooms And Main Living Area — The Finished Old West-Style Attic Is A Unique Entertainment Space With Custom Wood Finishes, Bar, Barrel-Style Tables, Game/Lounge Areas, LED Lighting, And Laminate Flooring — Plumbing Is Roughed In To The Attic For A Possible Future Sink/Wet Bar And Potential Bathroom Or Shower, Subject To Permits And Local Requirements — Other Upgrades Include A Newer Heating System, Extensive Insulation From Top To Bottom, 50% Of The Roof Replaced Around Two Years Ago — Full Unfinished Basement With Concrete Floor And Good Storage/Workshop Space — Off-Street Parking — My Favorite Features Are The Bright Marble-Look Tile, Recessed LED Lighting, Remodeled Granite Kitchen, Two Luxury Bathrooms, And Smart-Home Controls — The Upstairs Spa-Style Bath Has Jetted Hydro-Massage, Steam/Sauna Features, Audio, And Phone Connectivity — The Finished Old West-Style Attic Is A Unique Game/Lounge Area With A Custom Bar, LED Lighting, And Plumbing Roughed In For A Possible Future Sink Or Bathroom — The Home Also Has Newer Heating, Extensive Insulation, Individual A/C Units, And About Half Of The Roof Was Replaced Around Two Years Ago — 4th bedroom, and Square footage includes the finished attic - https://schedulingsso.showingtime.com/ContactInfo

619 Dewey Avenue, Rochester

$169,900

3 Beds ⋅ 2 Baths ⋅ R1717009 MLS

Completely Remodeled 3-Bedroom Home with Finished Third-Floor Master Suite! Welcome to this beautifully remodeled 3-bedroom, 1.5-bath home featuring modern finishes, an open floor plan, and updates throughout. The main level offers a bright, spacious layout with beautiful hardwood floors, a stylish updated kitchen featuring butcher-block countertops, and a convenient half bath. Upstairs, you’ll find two bedrooms and a completely updated full bathroom. The finished third floor provides a private and versatile space perfect for a primary/master suite, home office, or additional living area, complete with carpeting. Step outside to the large rear deck, an ideal space for entertaining, relaxing, and enjoying the outdoors. A two-car garage provides plenty of parking and storage. From the updated kitchen and brand-new bathrooms to the flooring, fixtures, and modern finishes throughout, this home has been thoughtfully renovated and is truly move-in ready. Nothing to do but move in and enjoy! Additional square footage includes finished third floor. Delayed negotiations until Friday, October 9 at 7 PM.

78 Truesdale Street, Rochester

$184,500

3 Beds ⋅ 2 Baths ⋅ R1719110 MLS

Turn-key and truly updated! Must see! This stunning 1,500+ sq. ft. home features completely remodeled first- and second-floor bathrooms, a beautifully updated kitchen, new carpeting, refreshed original hardwood floors, and thoughtful modern updates throughout! Original woodwork, pocket doors, archways, and other historic details have been preserved, creating a rare blend of character and modern comfort. The bright, spacious kitchen features all-new cabinetry, flooring, and countertops with butcher’s block. Both bathrooms offer absolutely gorgeous tile, updated vanities, and modern finishes. Updated lighting, ceiling fans, and controls add style and function throughout! The spacious primary bedroom features a beautiful archway and private walk-out sleeping porch. A new hot water heater, plus waterproofed basement and sealed driveway add even more value. Outside, enjoy a sizable fully fenced yard and garage on a quiet residential street. The partially finished attic offers a huge bonus space with potential for a studio, office, or additional living area! A hidden gem with the updates buyers want and the original character they can’t recreate. Come see it for yourself! Traditional negotiations— no delays!

216 Avery Street, Rochester

$165,000

4 Beds ⋅ 2 Baths ⋅ R1705802 MLS

Welcome to 157 Cherry Road in Rochester’s Charlotte neighborhood! This 4-bedroom, 2-full-bath home offers plenty of room, including the convenience of a full bathroom on each floor. Hardwood floors run through much of the home, while the updated kitchen features sage green cabinetry, subway tile backsplash, modern countertops, gas cooking, and plenty of workspace and storage. The flexible floor plan provides room for everyday living, entertaining, working from home, and overnight guests. Outside, the rare double lot gives you a noticeably larger yard with room to garden, entertain, play, or simply spread out. A detached 2-car garage, covered front porch, and rear deck add even more function to the property. Located just off the Lake Avenue corridor, you’ll be close to Turning Point Park and the Genesee Riverway Trail, with Ontario Beach Park, Charlotte Pier, the Port of Rochester, Lake Ontario, and the restaurants and recreation around the Charlotte waterfront just a short drive away. Convenient access to Route 104, NY-390, and the Lake Ontario State Parkway makes getting to Greece, Downtown Rochester, and throughout Monroe County easy. Four bedrooms, two full baths, an updated kitchen, hardwood floors, a double lot, and a 2-car garage—all in a Charlotte location close to the lake, parks, trails, shopping, dining, and major routes. All offers due by Thursday, October 8th by Noon.

157 Cherry Road, Rochester

$269,900

3 Beds ⋅ 3 Baths ⋅ R1718984 MLS

Well-maintained Classic Colonial on Historic Seneca Parkway! Welcome to 700 Seneca Pkwy, a captivating 1920 Colonial offering over 2,700 sq. ft. of timeless character and generous living space in the heart of Rochester’s historic Maplewood neighborhood. Step inside to discover classic architectural details, warm hardwood floors, and a welcoming layout built for both comfortable daily living and effortless entertaining. Highlights include a first floor laundry room, a spacious living room centered around a cozy fireplace, a formal dining area, spacious family room with sky lights, granite kitchen countertops, 3 bedrooms with a possible 4th, 1 full & two half baths, newer thermopane windows throughout along with newer block windows in the basement. Enjoy year-round comfort with forced air heating and central air conditioning. Situated on a dead end, tree-lined parkway street, this property features a generous lot with a detached garage and plenty of outdoor space to relax or garden. A wonderful blend of historic charm & ample space. Don't miss out on making this classic Colonial your own!

700 Seneca Pkwy, Rochester

$124,900

3 Beds ⋅ 1 Baths ⋅ R1718952 MLS

Welcome to this three bedroom, one full bath home located in the desirable Charlotte area. Minutes from beautiful Lake Ontario. The first floor has 2 bedrooms, an eat-in kitchen, living room and a full bathroom. The upstairs area adds more living/bedroom space. This home is ready for your personal touch. Delayed negotiations until 10/5/2026 at 6:00 p.m.

210 Weston Road, Rochester

$179,900

3 Beds ⋅ 2 Baths ⋅ R1718519 MLS

Welcome to 130 Bedford Street, a charming three-bedroom home situated on a spacious corner lot, offering beautiful natural woodwork, inviting living spaces, and a wonderful backyard! Step inside to a spacious living room featuring a classic brick wood-burning fireplace and beautiful built-ins with glass-front cabinetry, adding warmth and character to the space. The adjoining formal dining room provides a lovely setting for gathering and entertaining, while the kitchen features abundant cabinetry and generous counter space. A sunroom surrounded by windows fills with natural light, offering a wonderful space to relax and enjoy views of the outdoors. An additional enclosed porch provides even more flexibility to the main level. Upstairs, three comfortable bedrooms share a full bathroom, while the expansive unfinished attic offers excellent storage and exciting potential for additional finished living space. The clean, bone-dry basement provides additional storage and utility space. Outside, the partially fenced backyard features an expansive lawn surrounded by mature trees, providing plenty of room for outdoor activities and entertaining. Two separate driveways add exceptional convenience, with one accessible from Bedford Street and the other from Rocket Street, leading to the detached two-car garage. With its beautiful original character, versatile living spaces, generous backyard, and convenient corner-lot setting, 130 Bedford Street offers a wonderful combination of charm and functionality! All offers to be reviewed on Wednesday, October 7th at 12pm.

130 Bedford Street, Rochester

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.