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76 Mang Avenue, Tonawanda
$229,900
4 Beds ⋅ 1 Baths ⋅ B1693272 MLS
Welcome to 76 Mang Ave a very spacious 4-bedroom Colonial located in Kenmore. This charming home offers an open-concept layout featuring a nice living room, formal dining room, and an eat-in kitchen with endless possibilities. A first-floor bedroom provides the perfect space for a home office or guest room. You’ll love the natural woodwork and leaded & stained-glass windows. Recent improvements include new vinyl flooring throughout, fresh paint, updated electrical, a new HWT, & new vinyl siding on the back of the property. The large bedrooms come with plenty of closet space, and the walk-up attic provides additional storage or future finishing potential. Enjoy outdoor living with a large yard, a two-car garage, an open front porch, and a relaxing back deck. This house has old charm with lots of potential for it's new owner!

76 Mang Avenue, Tonawanda
414 Shirley Avenue, Buffalo
$139,900
3 Beds ⋅ 1 Baths ⋅ B1693138 MLS
Welcome to 414 Shirley Avenue! This 3-bedroom, 1-bath home is ideally located on a quiet neighborhood street just minutes from the University at Buffalo, shopping, dining, and major expressways. The first floor features a spacious living room, formal dining room, eat-in kitchen, and a bonus room/enclosed porch. Upstairs offers three generously sized bedrooms and a full bath. Recent updates include a furnace, electrical service, and hot water tank (2023), the house roof (2022), the garage roof (2025), some updated windows, and blown-in insulation for improved energy efficiency. A large backyard and a detached one-car garage complete this move-in-ready home. Perfect for owner-occupants or investors alike!

414 Shirley Avenue, Buffalo
25 Thomas Street, Buffalo
$114,900
5 Beds ⋅ 2 Baths ⋅ B1693851 MLS
Welcome to this two-family home offering flexibility, comfort, and opportunity. The lower unit features 3 bedrooms and 1 full bath, while the upper unit offers 2 bedrooms and 1 full bath, making it ideal for owner-occupants looking to offset expenses or investors seeking a solid addition to their portfolio. Both units provide comfortable living spaces with plenty of natural light and functional layouts. Conveniently located near schools, parks, shopping, dining, public transportation, and major highways, this property offers easy access to everything Buffalo has to offer. Whether you're looking for a place to call home or an income-producing property, this is an opportunity you won't want to miss.

25 Thomas Street, Buffalo
40 Federal Avenue, Buffalo
$160,000
4 Beds ⋅ 1 Baths ⋅ B1691531 MLS
Welcome to 40 Federal! This spacious single-family home features 4 bedrooms, 1 full bathroom, and sits on a rare double lot, offering plenty of outdoor space and future possibilities. This property has been extensively updated, making it a great opportunity for homeowners and investors alike. Recent improvements include a new furnace, new hot water tank, new bathroom flooring and subflooring, new flooring in the back room, repaired and reinforced structural supports under the house, updated electrical work from the attic down, new insulation, updated lighting fixtures, updated plumbing! Offer will be reviewed as they come in.

40 Federal Avenue, Buffalo
1269 Fillmore Avenue, Buffalo
$115,000
2 Beds ⋅ 1 Baths ⋅ B1691242 MLS
Excellent mixed-use investment opportunity! This commercial/residential property offers the perfect combination of business potential and rental income. The first floor features a restaurant/ store front space with great visibility and strong street presence, ideal for an owner-operator or commercial tenant. The upper level includes a spacious residential apartment, providing an additional source of steady income or the option for owner occupancy. The property requires rehab. Separate living and business areas create convenience and privacy for both tenants and owners. Located in a high-traffic area with easy access to local amenities, shopping, and public transportation, this property presents an excellent opportunity for investors, entrepreneurs, or those looking to generate multiple streams of income. Whether you’re expanding your investment portfolio or starting your own business while living upstairs, this versatile mixed-use property has endless potential.

1269 Fillmore Avenue, Buffalo
79 Montana Avenue, Buffalo
$120,000
6 Beds ⋅ 2 Baths ⋅ B1690338 MLS
Welcome to 79 Montana Avenue, A Milty-family home located in the heart of Buffalo NY 14211. Situated in a great Neighborhood."SOLD AS IS CONDITIONS"

79 Montana Avenue, Buffalo
7499 Irish Road, Colden
$179,900
2 Beds ⋅ 1 Baths ⋅ B1687855 MLS
Rare opportunity to own 5.87 scenic acres featuring a beautiful pond just a short 5-minute walk from the cabin! This wooded property offers endless possibilities for outdoor enthusiasts, nature lovers, or those seeking a peaceful getaway. The seasonal cabin is in need of extensive rehabilitation but provides a foundation for restoration or redevelopment. Additional features include an existing driveway and storage shed. The property was previously comprised of two separate parcels, and the seller is willing to subdivide. Whether you're looking to build, renovate, recreate, or invest, this unique property offers tremendous potential in a picturesque natural setting. Also listed as vacant land B1687867.

7499 Irish Road, Colden
789 N Division Street Unit S, Buffalo
$240,000
5 Beds ⋅ 3 Baths ⋅ B1687954 MLS
Excellent investment opportunity just minutes from Larkin Square! This fully occupied 3-unit property offers immediate cash flow. One unit has been recently remodeled & may be ideal for an owner occupant or future rent increase. The property features separate utilities, a newer roof, a stone foundation & a fenced yard. The Upper unit offers potential in the attic for future expansion. Conveniently located near downtown Buffalo, shopping, dining, & major transportation routes, this income producing property is a great addition to any investment portfolio.

789 N Division Street Unit S, Buffalo
70 Harriet Avenue, Buffalo
$209,900
6 Beds ⋅ 2 Baths ⋅ B1688607 MLS

70 Harriet Avenue, Buffalo
526 Adams Street, Buffalo
$220,000
3 Beds ⋅ 2 Baths ⋅ B1688137 MLS
Welcome to 526 Adams St., one of 12 newly built homes for sale. This 2-story home in Buffalo, NY, features 3 bedrooms, an open floor plan, and abundant natural sunlight throughout. Enjoy the convenience of 2nd-floor laundry, a 1-car garage, and a full basement with egress offering great potential for additional living space or storage. Located in a neighborhood revitalization area, this home is a wonderful opportunity to enjoy modern living in a growing community. This is an income-restricted, owner-occupied opportunity. Buyers must meet program eligibility requirements and be pre-approved.

526 Adams Street, Buffalo
5791 Elmhurst Road, Hamburg
$299,990
3 Beds ⋅ 2 Baths ⋅ B1687861 MLS
Welcome to 5791 Elmhurst Road, Lake View. This meticulously maintained residence, held by the same owners for over 38 years, offers three bedrooms and two full bathrooms. The home features a welcoming front porch, a spacious living and dining area ideal for hosting guests, and a bright, eat-in kitchen complete with a gas fireplace, abundant storage, and a recently updated full bathroom. The second floor hosts three generously sized bedrooms and another updated full bathroom. The fully finished basement includes a bar, an entertainment area, and additional storage space. Significant recent improvements include a 2025 sump pump, a 2021 hot water tank, and a 2021 furnace and 2025 central air conditioning system. The exterior serves as a private retreat, featuring a screened-in gazebo, a one-year-old 21-foot above-ground pool, a garden area, and a fire pit, all situated within a fully fenced yard. For car enthusiasts or hobbyists, the property includes an expansive garage with 12-foot ceilings. Furthermore, the property features a notable custom roof design for Buffalo Bills enthusiasts, with the inspiring history behind it available at "Lakeview Bills Mafia roof."

5791 Elmhurst Road, Hamburg
94 Woodell Avenue, Cheektowaga
$149,900
3 Beds ⋅ 1 Baths ⋅ B1688036 MLS
Move-in-ready 3-bedroom home offering true one-floor living with all bedrooms, a full bath, living room, dining room, and kitchen on the same level. The layout is practical and comfortable, ideal for first-time buyers, downsizers, or investors seeking an easy-to-rent floor plan. A full walk-up attic provides a large open space with excellent potential to finish into 2 additional bedrooms and a full bath, adding future living area and value (with proper approvals). The full basement offers ample storage and room for laundry, mechanicals, and hobbies or a workshop. An attached 1-car garage provides sheltered parking plus additional storage, a big plus in Buffalo winters. The property features 2 convenient entrances—one from Alexander Ave and one from Woodell Ave—making access simple for multiple drivers and guests. Enjoy the fully fenced front yard, giving defined outdoor space for pets, gardening, or relaxing. This home combines current comfort with great upside—bring your ideas and make it yours.

94 Woodell Avenue, Cheektowaga
562 Adams Street, Buffalo
$220,000
3 Beds ⋅ 2 Baths ⋅ B1687592 MLS
Welcome to 562 Adams St., one of 12 newly built homes for sale. This 2-story home in Buffalo, NY, features 3 bedrooms, an open floor plan, and abundant natural sunlight throughout. Enjoy the convenience of 2nd-floor laundry, a 1-car garage, and a full basement with egress offering great potential for additional living space or storage. Located in a neighborhood revitalization area, this home is a wonderful opportunity to enjoy modern living in a growing community. This is an income-restricted, owner-occupied opportunity. Buyers must meet program eligibility requirements and be pre-approved

562 Adams Street, Buffalo
536 Adams Street, Buffalo
$220,000
3 Beds ⋅ 2 Baths ⋅ B1687569 MLS
Welcome to 536 Adams St., one of 12 newly built homes for sale. This 2-story home in Buffalo, NY, features 3 bedrooms, an open floor plan, and abundant natural sunlight throughout. Enjoy the convenience of 2nd-floor laundry, a 1-car garage, and a full basement with egress offering great potential for additional living space or storage. Located in a neighborhood revitalization area, this home is a wonderful opportunity to enjoy modern living in a growing community. This is an income-restricted, owner-occupied opportunity. Buyers must meet program eligibility requirements and be pre-approved.

536 Adams Street, Buffalo
579 Adams Street, Buffalo
$220,000
3 Beds ⋅ 2 Baths ⋅ B1687597 MLS
Welcome to 579 Adams St., one of 12 newly built homes for sale. This 2-story home in Buffalo, NY, features 3 bedrooms, an open floor plan, and abundant natural sunlight throughout. Enjoy the convenience of 2nd-floor laundry, a 1-car garage, and a full basement with egress offering great potential for additional living space or storage. Located in a neighborhood revitalization area, this home is a wonderful opportunity to enjoy modern living in a growing community. This is an income-restricted, owner-occupied opportunity. Buyers must meet program eligibility requirements and be pre-approved.

579 Adams Street, Buffalo
539 Adams Street, Buffalo
$220,000
3 Beds ⋅ 2 Baths ⋅ B1687588 MLS
Welcome to 539 Adams St., one of 12 newly built homes for sale. This 2-story home in Buffalo, NY, features 3 bedrooms, an open floor plan, and abundant natural sunlight throughout. Enjoy the convenience of 2nd-floor laundry, a 1-car garage, and a full basement with egress offering great potential for additional living space or storage. Located in a neighborhood revitalization area, this home is a wonderful opportunity to enjoy modern living in a growing community. This is an income-restricted, owner-occupied opportunity. Buyers must meet program eligibility requirements and be pre-approved.

539 Adams Street, Buffalo
559 Adams Street, Buffalo
$220,000
3 Beds ⋅ 2 Baths ⋅ B1687537 MLS
Welcome to 559 Adams St., one of 12 newly built homes for sale. These beautiful ranch homes in Buffalo, NY, feature 3 bedrooms, an open floor plan, and abundant natural sunlight throughout. Enjoy the convenience of 1st-floor laundry, a 1-car garage, and a full basement with egress window, offering great potential for additional living space or storage. Located in a neighborhood revitalization area, this home is a wonderful opportunity to enjoy modern living in a growing community. This home is an income-restricted, owner-occupied opportunity. Buyers must meet program eligibility requirements and be pre-approved.

559 Adams Street, Buffalo
544 Adams Street, Buffalo
$220,000
3 Beds ⋅ 2 Baths ⋅ B1687517 MLS
Welcome to 544 Adams St., one of 12 newly built homes for sale. This beautiful ranch home in Buffalo, NY, features 3 bedrooms, an open floor plan, and abundant natural sunlight throughout. Enjoy the convenience of 1st-floor laundry, a 1-car garage, and a full basement with egress window, offering great potential for additional living space or storage. Located in a neighborhood revitalization area, this home is a wonderful opportunity to enjoy modern living in a growing community. This home is an income-restricted, owner-occupied opportunity. Buyers must meet program eligibility requirements and be pre-approved.

544 Adams Street, Buffalo
522 Adams Street, Buffalo
$220,000
3 Beds ⋅ 2 Baths ⋅ B1687450 MLS
Welcome to 522 Adams St., one of 12 newly built homes for sale. These beautiful ranch homes in Buffalo, NY, feature 3 bedrooms, an open floor plan, and abundant natural sunlight throughout. Enjoy the convenience of 1st-floor laundry, a 1-car garage, and a full basement with egress window, offering great potential for additional living space or storage. Located in a neighborhood revitalization area, this home is a wonderful opportunity to enjoy modern living in a growing community. This home is an income-restricted, owner-occupied opportunity. Buyers must meet program eligibility requirements and be pre-approved.

522 Adams Street, Buffalo
590 Adams Street, Buffalo
$220,000
3 Beds ⋅ 2 Baths ⋅ B1685888 MLS
Welcome to 590 Adams St., one of 12 newly built homes for sale. These beautiful ranch homes in Buffalo, NY, feature 3 bedrooms, an open floor plan, and abundant natural sunlight throughout. Enjoy the convenience of 1st-floor laundry, a 1-car garage, and a full basement with egress window, offering great potential for additional living space or storage. Located in a neighborhood revitalization area, this home is a wonderful opportunity to enjoy modern living in a growing community. This home is an income-restricted, owner-occupied opportunity. Buyers must meet program eligibility requirements and be pre-approved.

590 Adams Street, Buffalo
578 Adams Street, Buffalo
$220,000
3 Beds ⋅ 2 Baths ⋅ B1685894 MLS
Welcome to 578 Adams St., one of 12 newly built homes for sale. This 2-story homes in Buffalo, NY, feature 3 bedrooms, an open floor plan, and abundant natural sunlight throughout. Enjoy the convenience of 2nd-floor laundry, a 1-car garage, and a full basement with egress offering great potential for additional living space or storage. Located in a neighborhood revitalization area, this home is a wonderful opportunity to enjoy modern living in a growing community. This is an income-restricted, owner-occupied opportunity. Buyers must meet program eligibility requirements and be pre-approved

578 Adams Street, Buffalo
572 Adams Street, Buffalo
$220,000
3 Beds ⋅ 2 Baths ⋅ B1685906 MLS
Welcome to 572 Adams St., one of 12 newly built homes for sale. This 2-story homes in Buffalo, NY, feature 3 bedrooms, an open floor plan, and abundant natural sunlight throughout. Enjoy the convenience of 2nd-floor laundry, a 1-car garage, and a full basement with egress offering great potential for additional living space or storage. Located in a neighborhood revitalization area, this home is a wonderful opportunity to enjoy modern living in a growing community. This is an income-restricted, owner-occupied opportunity. Buyers must meet program eligibility requirements and be pre-approved.

572 Adams Street, Buffalo
369 Colvin Avenue, Buffalo
$400,000
6 Beds ⋅ 2 Baths ⋅ B1686527 MLS
Welcome to 369 Colvin Avenue, a well-maintained two-family home in the heart of North Buffalo offering an excellent opportunity for both owner-occupants and investors. Each unit features 3 bedrooms, 1 full bathroom, and generously sized living spaces, providing comfortable living and strong rental appeal. This property has seen numerous major updates in recent years, providing peace of mind and long-term value. Recent improvements include a full tear-off roof completed in 2023, central air conditioning systems for both units installed in 2024, attic insulation added in 2024 for improved energy efficiency, and professional basement waterproofing completed in 2025. The home also features newer windows throughout. Outside, you'll find a fully fenced backyard with a large concrete pad, offering ample space for parking, entertaining, or outdoor activities. Conveniently located near parks, restaurants, shopping, and all that North Buffalo has to offer, this property combines classic charm with important modern upgrades. Whether you're looking to expand your investment portfolio or occupy one unit while generating rental income from the other, 369 Colvin Avenue is a fantastic opportunity you won't want to miss. Open house August 2nd 1:00pm - 3:00pm.

369 Colvin Avenue, Buffalo
132 E Utica Street Unit N, Buffalo
$129,900
4 Beds ⋅ 1 Baths ⋅ B1686573 MLS

132 E Utica Street Unit N, Buffalo
33 Maple Street, Ellery
$359,000
5 Beds ⋅ 1 Baths ⋅ R1683810 MLS
Welcome to 33 Maple! Located in the Village of Bemus Point making it easy to enjoy the lakeside and community activities year-round. Conveniently located one block from restaurants, shops & a grocery store. Other Bemus Point amenities include a library, post office, credit union, golf course, elementary school, fire department, the lakeside park & churches. The covered front porch leads you into a bright, spacious first floor with a living room, dining room, bedroom(den/office), eat in kitchen, newly remodeled bathroom, laundry room & mud room. From the attached garage enter into the mudroom at the back of the house. The garage has room for a vehicle & storage. The second floor has four additional bedrooms. One bedroom has a large attached unfinished space that provides the room to add a second-floor bathroom or have a large walk-in closet. **Bathroom remodel rendition attached** Dry basement for storage & mechanicals. Some special features of the house include oak wood flooring in the living room & dining room, trim work, marble tile flooring in the bathroom, tile backsplash in the kitchen, bead board on some walls, a bay window & wood beams in the living room. Enjoy the backyard for dining and gardening. The outside of the house has vinyl siding for easy maintenance. Updates include new roof 2021, first floor bathroom renovation 2023, new well 2024, refinished wood floors and installed new carpet 2023, new well pressure tank & tankless hot water heater 2023, new garage door opener & sidewalk 2025. Don't miss this well-maintained home with off-street parking in a wonderful location & only one block to the lake! Dock slip available for rent one block from the house. The Village of Bemus Point is a great place to call home. Bemus Point is located on the east side of Chautauqua Lake convenient to Lakewood, Jamestown, Westfield & more with easy access to I86.

33 Maple Street, Ellery
60 Liberty Terrace, Cheektowaga
$249,900
3 Beds ⋅ 2 Baths ⋅ B1683612 MLS
Welcome home to this charming 3-bedroom, 1.5-bath brick home in Cheektowaga! If you’ve been waiting for a solid brick home with character and convenience, look no further. Features include a beautiful entryway with welcoming natural wood floors throughout the main living area along with wood-burning fireplace for cozy nights. Living/Dining room combo with entry to the eat in kitchen with built in seating. Off the kitchen you spend several mornings or evening in the enclosed sun porch year round along with a private backyard. Major updates include an updated furnace and hot water tank for added peace of mind. The partially finished basement adds extra living or storage space. Situated on a quiet tree-lined street, this home offers easy access to the Kensington Expressway, I-90, grocery stores, restaurants, and major shopping centers — making commuting and daily errands a breeze. While this home isn’t perfect and needs a little TLC, don’t miss the opportunity to own in a convenient Cheektowaga location!

60 Liberty Terrace, Cheektowaga
262 Sumner Place, Buffalo
$149,000
4 Beds ⋅ 2 Baths ⋅ B1683354 MLS
Welcome to 262 Sumner Place, Buffalo, NY 14211 — a beautifully updated duplex offering an excellent opportunity for both investors and owner-occupants! This well-maintained 2-family home features two spacious units, each offering 2 bedrooms and 1 full bathroom with comfortable and functional layouts. Both units include bright living spaces filled with natural light, spacious kitchens, and generously sized bedrooms. The kitchens and bathrooms were recently renovated in 2026, showcasing modern updates and stylish finishes that add both comfort and value to the home. Freshly painted walls throughout the property create a clean, bright, and move-in-ready atmosphere. Whether you are looking to expand your investment portfolio or live in one unit while generating rental income from the other, this property offers incredible flexibility and potential. Conveniently located near schools, shopping centers, restaurants, parks, and public transportation, this home provides easy access to everyday amenities and major routes throughout Buffalo. Don’t miss this fantastic opportunity to own a beautifully updated multi-family property in a convenient Buffalo location!

262 Sumner Place, Buffalo
4540 Gentwood Drive, Clarence
$299,000
4 Beds ⋅ 3 Baths ⋅ B1683084 MLS
Phenomenal opportunity to get into the highly desirable Harris Hill section of Clarence! Set upon a spacious half-acre lot & offering over 2,100+ square feet of living space, this unique home is packed with potential & ready for your finishing touches! Whether you're looking to build sweat equity, customize your dream home, or invest in one of WNY’s most sought-after suburban communities, this property delivers outstanding value, size, & flexibility. Step inside & discover a layout designed for comfortable everyday living with room for everyone to live, work, & play! A standout feature of the home is the TWO Primary Suites, one on each floor, creating ideal possibilities for multigenerational living, guest accommodations, or private work-from-home arrangements. The HUGE Great Room features a handsome fireplace along with multiple oversized windows welcoming an abundance of natural light into the space. Enjoy breathtaking views overlooking your neighbor to the north - approximately 25 acres owned by the WNY Land Conservancy, providing a peaceful & scenic backdrop rarely found at this price point. The working kitchen offers a functional layout and flows directly into the adjacent formal dining room, creating excellent entertainment potential. Gleaming hardwood floors run throughout much of the home & provide a timeless foundation ready to shine with your personal updates & design vision. Attached two-car garage is currently finished with drywall & carpeting, offering valuable bonus space for recreation, hobbies, fitness, a playroom, or an additional entertainment area. Full basement adds even more storage & expansion possibilities. Additional highlights include an East facing front door, & spacious room sizes. This property is priced to reflect needed updates & improvements, making it an incredible opportunity for buyers looking to personalize a home while building long-term equity in an exceptional location. Seller is open to helping buyers reach their homeownership goals! HUD’s First Look Period applies for the first 30 days; Owner Occupied offers will be prioritized. Private showings & negotiations begin immediately. Square footage confirmed by listing agent.

4540 Gentwood Drive, Clarence
610 Prendergast Avenue, Jamestown
$34,900
3 Beds ⋅ 1 Baths ⋅ R1681773 MLS
Located just minutes from downtown Jamestown, this affordable fixer-upper offers a great opportunity to build equity. With a solid roof, a newer wraparound front porch, and the property already cleaned out, the heavy lifting has already begun — leaving you with a blank slate ready for your vision. Inside, the home will need kitchen and bathroom updates along with some mechanical improvements, but the potential is easy to see. Spacious rooms, classic charm, and a price point that’s hard to beat make this property an excellent value for someone willing to put in the work. This affordable investment opportunity has the bones and location to make a renovation project worthwhile.

610 Prendergast Avenue, Jamestown
5166 Pickard Road, Ellery
$249,999
3 Beds ⋅ 1 Baths ⋅ R1676257 MLS
Tucked away in the rolling hills minutes from the lake life, dining, marinas, and year round attractions of Bemus Point, this extraordinary country property offers the rare combination of privacy, acreage, recreation, and endless potential. Welcome to this rare raised ranch set on nearly 7 picturesque acres in the heart of sought after Chautauqua County. Surrounded by nature and peaceful countryside views, this property feels like your own private retreat while still being just a short drive to Chautauqua Lake, local restaurants, shopping, golf, snowmobile trails, wineries, and all the charm the Bemus Point area is known for. Chautauqua Lake is one of Western New York’s premier destinations for boating, fishing, recreation, and lake living. Enjoy the beauty of three private ponds, open green space, mature trees, and your very own orchard creating a peaceful setting. A wrap around driveway offers convenience and curb appeal, while the attached garage, workshop space, and barn provide room for hobbies, storage, animals, equipment, or outdoor toys. Inside, the home features an inviting open floor plan filled with natural light and designed for comfortable everyday living and entertaining alike. The main living area flows seamlessly together, creating the perfect gathering space or cozy evenings at home. Offering 3 bedrooms, this home provides the flexibility buyers are searching for. The first floor showcases a stunning oversized fireplace and massive additional living area with incredible potential. Easily finish this level to dramatically expand the home’s finished square footage, creating the perfect family room, guest suite, recreation space, home office, or in law setup. The possibilities are endless. Whether you dream of hobby farming, homesteading, entertaining, outdoor recreation, or simply escaping the noise of everyday life, this property delivers the lifestyle buyers are searching for in today’s market. Located near Long Point State Park, snowmobile and outdoor recreation areas, and the vibrant lake communities surrounding Chautauqua Lake, this is a property where every season brings something special.

5166 Pickard Road, Ellery

Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.